XPay

The problem

Moving money between mobile money wallets, banks and diaspora accounts is slow and expensive. XPay needed a single wallet that lets anyone send, receive, top up and withdraw in seconds — using nothing but an @tag.

Our solution

A deep-blue mobile-first wallet with @tag transfers, inflow/outflow tracking, top-up and withdraw flows, multi-currency support, and email + Google + Facelite sign-in — built to feel as fast as a chat app.

Results

• Send, receive, top up and withdraw in one wallet
• @tag transfers with instant settlement
• Multi-currency balances (ZMW, USD, EUR, GBP, ZAR)